HOW IT WORKS

RoyalAdvance™ provides business cash advances against merchant accounts. We do this by purchasing a business future credit card processing sales at a discount, which is commonly known as credit card factoring. Once approved, Royal Advance gives you a lump sum of cash for the future credit card receivables purchased from your business. We are one of the only companies that provide working capital against all credit card types, not just Visa and MasterCard, but pin-based ATM cards, American Express, and Discover as well.

We provide working capital to all types of businesses including restaurants, retailers, and ecommerce businesses.

RoyalAdvance™ is an easier and faster working capital solution to a traditional small business loan. Our merchant cash advance product allows your business to avoid the hassles of a traditional bank loan. Our application process is simple and we can typically provide funding in 7 days or less. Unlike a bank, we have a high approval rate for qualified applicants because we use different underwriting criteria.